Navi is a financial services application developed and owned by Navi Limited. Navi's official website states that Cash Loans and Home Loans are provided by Navi Finserv Limited, an RBI-regulated NBFC.
About Navi App
Navi is a financial services application developed and owned by Navi Limited. The current application provides multiple financial services including UPI, payments, insurance, mutual funds and digital gold.
Navi also provides lending products. According to Navi's official information, Cash Loans and Home Loans are provided by Navi Finserv Limited.
Navi App – Basic Information
| App Name | Navi: UPI, Payments, Insurance |
|---|---|
| App Developer / Owner | Navi Limited |
| Loan Provider | Navi Finserv Limited |
| Loan Provider Type | RBI-regulated Non-Banking Financial Company (NBFC) |
| Available Services | UPI, Payments, Recharges, Insurance, Mutual Funds, Digital Gold and eligible lending products |
| Android App | Available through Google Play Store |
| Official Website | Visit Navi Official Website |
| Official App Download | Google Play Store – Navi |
Navi Cash Loan Information
Navi's official website currently displays its Cash Loan product under Navi Finserv Limited.
| Loan Type | Cash Loan / Personal Loan type lending product, subject to applicable terms |
|---|---|
| Maximum Amount | Up to ₹20,00,000 as currently displayed on Navi Finserv's official website, subject to eligibility and applicable conditions. |
| Interest Rate | Navi Finserv's current official page displays interest rates up to 29.96%. The actual rate applicable to a borrower depends on the applicable offer and eligibility. |
| Repayment Period | Repayment periods up to 84 months are currently displayed by Navi Finserv, subject to applicable product terms. |
| Processing | The application process is digital and paperless, subject to the applicable verification and lending process. |
| Approval | Loan approval is subject to eligibility, verification, credit assessment and the applicable lending criteria. |
Main Services Available Through Navi
- UPI payments and money transfers.
- Bill payments and mobile recharges.
- Eligible cash loan products.
- Home loan products.
- Health and motor insurance services.
- Mutual fund investment services.
- Digital gold services.
Navi Digital Lending Information
Navi Finserv Limited publishes information about its Digital Lending Applications (DLAs) and Lending Service Providers on its official website.
The official Navi DLA page currently lists its digital lending applications for Home Loans and Cash Loans.
How to Download Navi App
- Click the GET APP button at the top of this page.
- The official Google Play Store listing will open.
- Check that the application is Navi and the developer information matches the official listing.
- Tap Install.
- Open the application after installation.
- Follow the official application process.
Use the official Google Play Store listing or the lender's official website.
Before Taking a Navi Loan – Check These Things
- Check the actual lender name before accepting the loan.
- Check the interest rate applicable to your individual offer.
- Check processing fees and other applicable charges.
- Check the repayment period.
- Read the Key Fact Statement (KFS), where applicable.
- Check the total amount payable before accepting the loan.
- Read the applicable loan agreement carefully.
- Never share your OTP, UPI PIN, ATM PIN or password with anyone.
Privacy & Data Safety
Google Play's current data-safety information for the Navi application states that the app may collect certain categories of information and may share certain data with third parties. The data safety information is provided by the developer and may change over time.
Before installing or using any financial application, users should review the current privacy policy and Google Play data-safety information.
Official Sources
Listing Navi on this website does not mean that every user will qualify for a loan or that the loan will be suitable for every person.
Loan amount, interest rate, fees, eligibility, repayment period, app features and other terms may change. Users should verify the latest information directly from Navi's official website and official app store listing before applying.
We do not guarantee loan approval, loan amount, interest rate, disbursal or any other financial outcome.
No comments:
Post a Comment